First-Time Homebuyer Assistance Programs in Florida – Grants, Loans, and Tax Credits

Make Homeownership a Reality in Florida

Helping You Step Into Homeownership

If this is your first home purchase, special loan programs can make it easier and more affordable.

 

Low & No Down Payment Options

FHA, VA, and USDA loans available.

Guidance for New Buyers

Step-by-step support to make the process clear.

Grants & Assistance

Explore down payment and closing cost programs.

Florida Assist Second Mortgage Program

Mortgage interest is the fee a lender charges for lending you money to buy a home

HFA Preferred and HFA Advantage Programs

Mortgage interest is the fee a lender charges for lending you money to buy a home.

Florida Homeownership Loan Program (FL HLP)

Mortgage interest is the fee a lender charges for lending you money to buy a home.

Steps to Apply for First-Time Homebuyer Assistance Programs

Mortgage interest is the fee a lender charges for lending you money to buy a home.

Today's Mortgage Rates

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Stay informed about the latest mortgage rates and make confident financial decisions. Compare today’s best mortgage options, including Fixed, Adjustable, FHA, and VA loans, all in one convenient place. Use our up-to-date mortgage rate tool to explore the current market trends and take the first step toward securing your dream home.

Today's Best Mortgage Rates

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Take the guesswork out of home financing. Use our simple mortgage calculator to estimate your monthly payment in seconds. With just a few details: loan amount, interest rate, and loan term – you’ll see an accurate breakdown of what your monthly payments could look like. Start planning your next move with confidence today!

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Helping People Achieve Their Dream Of Homeownership!

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Frequently Asked Questions

No, FHA and other programs allow lower credit scores.
👉 Learn more: First-Time Homebuyer Loans

Yes, including down payment assistance and reduced closing costs.

Some programs allow as little as 3% down.

Yes, many Florida down payment assistance programs are specifically designed to be paired with an FHA loan’s low 3.5% down payment. FHA Loans: Everything You Need to Know

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