First-Time Homebuyer Assistance Programs in Florida – Grants, Loans, and Tax Credits
Make Homeownership a Reality in Florida
Helping You Step Into Homeownership
If this is your first home purchase, special loan programs can make it easier and more affordable.
Â
Low & No Down Payment Options
FHA, VA, and USDA loans available.
Guidance for New Buyers
Step-by-step support to make the process clear.
Grants & Assistance
Explore down payment and closing cost programs.
Florida Assist Second Mortgage Program
Mortgage interest is the fee a lender charges for lending you money to buy a home
- Description: Explanation of how this program provides $10,000 in deferred, zero-interest down payment assistance.
- Eligibility: Income and purchase price limits.
- How to Apply: How to Apply:
HFA Preferred and HFA Advantage Programs
Mortgage interest is the fee a lender charges for lending you money to buy a home.
- Description: Benefits of reduced mortgage insurance and affordable fixed-rate mortgages.
- Eligibility & Income Limits:Criteria for eligibility and income thresholds.
- How to Apply:Provide a link to more details.
Florida Homeownership Loan Program (FL HLP)
Mortgage interest is the fee a lender charges for lending you money to buy a home.
- Description: Overview of the $10,000 second mortgage option at 3% interest.
- Repayment Terms:Explanation of the 15-year term and monthly payments.
- How to Apply:Link to Florida Housing Finance Corporation.
Steps to Apply for First-Time Homebuyer Assistance Programs
Mortgage interest is the fee a lender charges for lending you money to buy a home.
- Review Eligibility Requirements.
- Complete a Homebuyer Education Course (if required)
- Gather Necessary Documentation (income statements, tax returns, etc.)
- Contact a HUD-approved Housing Counselor.
- Submit Your Application.
Today's Mortgage Rates
Find the Right Mortgage Rate
Stay informed about the latest mortgage rates and make confident financial decisions. Compare today’s best mortgage options, including Fixed, Adjustable, FHA, and VA loans, all in one convenient place. Use our up-to-date mortgage rate tool to explore the current market trends and take the first step toward securing your dream home.
Today's Best Mortgage Rates
Loan Type | Interest Rate | APR |
---|---|---|
Fixed Rate (30-Year) | Loading... | Loading... |
Fixed Rate (15-Year) | Loading... | Loading... |
Adjustable Rate (ARM) | Loading... | Loading... |
FHA Loan | Loading... | Loading... |
VA Loan | Loading... | Loading... |
Mortgage Calculator
Estimate Your Affordable Monthly Payment
Take the guesswork out of home financing. Use our simple mortgage calculator to estimate your monthly payment in seconds. With just a few details: loan amount, interest rate, and loan term – you’ll see an accurate breakdown of what your monthly payments could look like. Start planning your next move with confidence today!
Estimate Your Monthly Payment
Clients’ Testimonials
What people say about us





WE ARE HERE TO HELP YOU
Helping People Achieve Their Dream Of Homeownership!
Frequently Asked Questions
No, FHA and other programs allow lower credit scores.
👉 Learn more: First-Time Homebuyer Loans
Yes, including down payment assistance and reduced closing costs.
Some programs allow as little as 3% down.
Yes, many Florida down payment assistance programs are specifically designed to be paired with an FHA loan’s low 3.5% down payment. FHA Loans: Everything You Need to Know