SIMONE CASTELLO | MORTGAGE LOAN ORIGINATOR
Finding the right mortgage shouldn’t be a hurdle on your path to homeownership. I provide expert advice, access to competitive rates, and a personalized approach to secure a loan that fits your unique financial story.
Expert Loan Guidance
I cut through the complexity of the mortgage market, offering clear, expert advice to help you understand your options and make decisions with confidence.
A Wide Array of Options
I work with a vast network of lenders to provide you with a choice of competitive loan programs, from conventional and FHA to VA and specialized financing.
Dedicated to Your Success
You receive my undivided attention and support throughout the entire process, ensuring a smooth and understandable journey to closing.
Find the Right Mortgage Loan for You
Mortgage interest is the fee a lender charges for lending you money to buy a home. Calculated as a percentage of the loan balance, this interest is typically paid monthly as part of your mortgage payment. Over time, the amount of interest you pay can add up, especially with long-term loans like the common 30-year fixed-rate mortgage
- Fixed-Rate Mortgage Loans: Stability and consistency in monthly payments.
- Adjustable-Rate Mortgage Loans (ARM): Flexibility with changing rates over time.
- FHA Loans: Loans for first-time buyers or low down payments.
- VA Loans: Loans for veterans with special benefits.
- USDA Loans: For rural homebuyers with low-interest options.
How the Mortgage Loan Process Works
Mortgage interest is the fee a lender charges for lending you money to buy a home. Calculated as a percentage of the loan balance, this interest is typically paid monthly as part of your mortgage payment. Over time, the amount of interest you pay can add up, especially with long-term loans like the common 30-year fixed-rate mortgage
- Pre-approval: What it is and why it matters.
- Finding the Right Home: Guidance on home selection.
- Mortgage Application:Step-by-step guide on filling out the application.
- Underwriting Process: Overview of credit checks, income verification, etc.
- Closing: Final steps to get the keys to your new home.
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WE ARE HERE TO HELP YOU
Helping People Achieve Their Dream Of Homeownership!
Frequently Asked Questions
A mortgage brokerage connects you with multiple lenders instead of just one bank, helping you find better rates and terms.
👉 Learn more: Independent Mortgage Brokers
Your qualification depends on your credit score, income, and debts. Pre-approval gives you a clear picture of what you can afford.
👉 Learn more: Home Mortgage Financing
🎥 Watch: How to Qualify for a Mortgage
A hard inquiry may cause a slight dip, but multiple mortgage inquiries within a short time are usually treated as one.
You’ll need income proof, asset documents, and a valid credit score. Non-QM programs can help if you’re self-employed.
👉 Learn more: Non-QM & Alternative Mortgage Programs