Yes, investment-focused loan programs are available.
Helping International Buyers Invest in U.S. Property
If you’re not a U.S. citizen but want to own property here, specialized loans are available.
Accessible Options
Loans designed specifically for foreign nationals
Property Ownership Made Possible
Expand your investment portfolio in the U.S.
Simplified Process
Guidance through required documentation and approvals.
Loan Options for Foreign Nationals
Mortgage interest is the fee a lender charges for lending you money to buy a home.
- Fixed-Rate Mortgages: Long-term stability with consistent payments
- Adjustable-Rate Mortgages (ARMs): Lower introductory rates that can adjust over time.
- Jumbo Loans:Step-by-step guide on filling out the applicationFor purchasing high-value properties with specialized financing.
- Portfolio Loans: : Offered by some lenders without traditional Fannie Mae or Freddie Mac backing, designed specifically for foreign buyers.
How to Apply for a Foreign National Loan
Mortgage interest is the fee a lender charges for lending you money to buy a home.
- Select Your Property: Start by finding the right property to invest in.
- Gather Documentation: Required documents include proof of identity (passport/visa), proof of income (from your home country), and proof of funds for the down payment.
- Pre-Approval:Get pre-approved to demonstrate buying power and speed up the loan process.
- Apply for the Loan: Submit your loan application and work with a specialized lender to finalize details.
- Close the Deal:Complete the loan process and officially own property in the U.S.
Conventional Loan vs. FHA Loan: Which is Right for You?
A high-level summary of the steps involved in working with a mortgage broker from initial consultation to closing on your loan.
- Credit Requirements: FHA loans are more lenient on credit scores, while conventional loans typically require higher scores.
- Down Payments: FHA loans require 3.5% down, while conventional loans can go as low as 3% for first-time buyers.
- Mortgage Insurance: FHA loans require mortgage insurance for the life of the loan, while conventional loans allow you to remove PMI after reaching 20% equity.
Today's Mortgage Rates
Find the Right Mortgage Rate
Stay informed about the latest mortgage rates and make confident financial decisions. Compare today’s best mortgage options, including Fixed, Adjustable, FHA, and VA loans, all in one convenient place. Use our up-to-date mortgage rate tool to explore the current market trends and take the first step toward securing your dream home.
Today's Best Mortgage Rates
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Adjustable Rate (ARM) | Loading... | Loading... |
FHA Loan | Loading... | Loading... |
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Mortgage Calculator
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Clients’ Testimonials
What people say about us
Simone was very helpful in my mortgage pre approval process. She kept me informed and up to date with current change of events regarding the homes I was interested in. She demonstrated a great deal of professionalism and attentiveness to me as a client. Overall I really enjoyed working with Simone and I highly recommend because she made what seems like a stressful process surprisingly smooth

It is without hesitation that I would like to acknowledge the exceptional service that I received during the entire financing process of my new home. Simone’s professionalism and mortgage experience was impressive and truly appreciated. Initially I was working with several others banks and found the process frustrating and stressful. Simone went above and beyond to ensure that all of my needs were met and that everything was handled thoroughly and efficiently. I have, and will continue to recommend her in the future.

Working with Simone Castello has been an absolute pleasure from start to finish. As my mortgage loan officer, Simone demonstrated exceptional professionalism, knowledge, and dedication every step of the way. She patiently guided me through the entire process, ensuring I understood all the intricacies involved and answering all my questions promptly and thoroughly.
Simone’s expertise in the mortgage industry was evident in her ability to secure the best possible terms for my loan, saving me both time and money. Her proactive approach and attention to detail gave me confidence that my financial interests were always her top priority.
What truly sets Simone apart is her genuine care for her clients. She took the time to understand my unique needs and goals, crafting a personalized mortgage solution that perfectly aligned with my financial situation. Her friendly demeanor and unwavering support made what could have been a stressful experience remarkably smooth and enjoyable.
Thanks to Simone’s dedication and expertise, I am now a proud homeowner, and I couldn’t be happier with the outcome. I wholeheartedly recommend Simone Castello to anyone in need of a mortgage loan officer who values professionalism, integrity, and exceptional service.

I wanted to take a moment to express my heartfelt gratitude for all your assistance throughout the process of purchasing my new home. Your expertise, dedication, and support truly made all the difference, and I couldn’t be happier with the outcome.
From our very first meeting, you took the time to understand my unique financial situation and goals, and you guided me through each step of the journey with patience and professionalism. Your attention to detail and proactive communication ensured that I was always informed and prepared, alleviating any stress or uncertainty along the way.
Your knowledge of the housing market and financial landscape was invaluable, and your ability to navigate complex processes and negotiate on my behalf was truly impressive. Thanks to your guidance, I was able to secure a mortgage that perfectly suited my needs, and I am now settling into my new home with confidence and peace of mind.
Simone, your dedication to your clients and commitment to excellence are evident in everything you do, and I am so grateful to have had the opportunity to work with you. Thank you for going above and beyond to make my home buying experience a smooth and successful one. I will not hesitate to recommend you to anyone in need of expert financial guidance. With sincere appreciation

I was referred to Simone by my realtor and it was the best decision I made to use her services. Simone was patient and transparent and made the mortgage process easy to understand. She was responsive and guided us throughout the loan from start to finish managing to find a loan that matched our needs at a great rate.

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Helping People Achieve Their Dream Of Homeownership!
Frequently Asked Questions
Yes, it is possible. Lenders offering foreign national loans use alternative methods to verify your identity and creditworthiness from your home country. Foreign National Loan Financing
Usually a valid passport, visa, and proof of income/assets.
No, many lenders accept international credit alternatives.