New Home Mortgage Loans

Get the Best New Home Mortgage Loan

Build Your Future With a New Home Loan

Buying a new property requires the right financing to fit your goals. I’ll help you secure a loan designed for new home purchases with flexible options and smooth approvals.

 

Low Down Payment Options

Explore FHA and VA programs for affordability.

Competitive Rates

Access lenders that keep payments manageable.

Streamlined Closing

Enjoy a smoother buying experience with expert guidance.

Find the Right Mortgage Loan for You

Mortgage interest is the fee a lender charges for lending you money to buy a home. Calculated as a percentage of the loan balance, this interest is typically paid monthly as part of your mortgage payment. Over time, the amount of interest you pay can add up, especially with long-term loans like the common 30-year fixed-rate mortgage

How the Mortgage Loan Process Works

Mortgage interest is the fee a lender charges for lending you money to buy a home. Calculated as a percentage of the loan balance, this interest is typically paid monthly as part of your mortgage payment. Over time, the amount of interest you pay can add up, especially with long-term loans like the common 30-year fixed-rate mortgage

Today's Mortgage Rates

Find the Right Mortgage Rate
for You

Stay informed about the latest mortgage rates and make confident financial decisions. Compare today’s best mortgage options, including Fixed, Adjustable, FHA, and VA loans, all in one convenient place. Use our up-to-date mortgage rate tool to explore the current market trends and take the first step toward securing your dream home.

Today's Best Mortgage Rates

Loan TypeInterest RateAPR
Fixed Rate (30-Year)Loading...Loading...
Fixed Rate (15-Year)Loading...Loading...
Adjustable Rate (ARM)Loading...Loading...
FHA LoanLoading...Loading...
VA LoanLoading...Loading...
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Mortgage Calculator

Estimate Your Affordable Monthly Payment

Take the guesswork out of home financing. Use our simple mortgage calculator to estimate your monthly payment in seconds. With just a few details: loan amount, interest rate, and loan term – you’ll see an accurate breakdown of what your monthly payments could look like. Start planning your next move with confidence today!

Estimate Your Monthly Payment

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Helping People Achieve Their Dream Of Homeownership!

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Looking to Buy or Refinance a Home? Apply for a loan now.

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Mailing Address

scastello@certifiedhomeloans.com

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+1954-483-7742

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Frequently Asked Questions

Yes, lenders often require additional documentation from the builder, such as plans and specifications, and may have specific appraisal and draw process requirements. New Home Mortgage Loans

Not always—FHA, VA, and conventional loans are available for new homes with low down payment options.

Yes, many lenders offer extended rate-lock options for new construction

They can be slightly higher, but builders often offer incentives to help cover them.

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